VKB Group

Polokwane, Limpopo

Permanent

Closing Date 07 July 2026

Job Description

Introduction to the VKB Group

The VKB Group is an agricultural company, providing support to farmers and producing straight-from-the farm-foods for consumers. Apart from the various consumer brands, the VKB Group is also represented by its regional brands: VKB, GWK and NTK. Our roots are firmly planted in agriculture with farming at our core, continuously growing and evolving throughout the years.

Starting with providing everything needed on the farm to produce food, we now also operate in all areas of the food supply chain: processing, logistics, and national and global market channels.

This “house of brands” we’ve established with the support of our farmer shareholders is the foundation for building the agribusiness of the future.

At VKB, we believe farming is more than just a livelihood — it’s the heartbeat of our communities. Every day, we stand alongside farmers, helping them plant seeds of possibility and nurture growth for future generations.

The role:

We’re looking for a Credit Assistant who embodies our values:

• Smart – Apply analytical thinking to assess creditworthiness, interpret financial data, and make sound recommendations. Being smart means not just knowing the numbers, but understanding the story behind them.
• Bold – Confidently raise concerns or insights when reviewing applications, even if they challenge assumptions. Boldness ensures risks are flagged early and opportunities aren’t overlooked.
• Hungry Show eagerness to learn new credit policies, financial tools, and industry trends. A hungry assistant actively seeks growth and improvement, aiming to deliver better results each day.
• Humble Recognize that credit decisions impact people’s lives. Approach each case with empathy, respect, and a willingness to learn from colleagues and feedback.
• Play as a team Collaborate with loan officers, analysts, and customer service teams to ensure smooth processes. Teamwork means sharing knowledge, supporting others, and celebrating collective success.

Job Description
We are looking for an experienced and highly motivated Credit Manager to join our team. This key role offers the opportunity to lead credit operations, support financial performance, and build lasting relationships with our valued clients — while ensuring compliance with VKB’s policies and standards.

Requirements

• Grade 12 / NQF4 qualification
• Appropriate Bachelor’s degree and/or equivalent experience in Credit Management
• 8–10 years’ experience in a similar role with proven administrative skills
• Strong understanding of credit-related laws and compliance
• Demonstrated experience in customer interactions and negotiations
• Advanced proficiency in MS Office applications

Duties and Responsibilities

• Drive and monitor achievement of departmental financial goals
• Prepare, manage, and control operational and capital budgets annually
• Ensure all overdue accounts and deviations comply with VKB’s policies and procedures
• Conduct monthly analysis and management of income statement deviations
• Oversee and support the HR function within the department, including training, leave, and succession planning
• Ensure compliance with VKB’s Risk Management and legislative requirements
• Review and update standard operating procedures and ensure staff training
• Liaise regularly with farmers, clients, and internal departments to build lasting relationships and drive growth
• Manage and resolve customer queries and complaints effectively and timeously

Skills Required

• Strong administrative ability and attention to detail
• Excellent communication and negotiation skills
• Sound understanding of financial statements and farming operations
• High level of accuracy and accountability
• Effective conflict management and problem-solving skills
• Ability to work independently and thrive under pressure
• Proficient at managing time and priorities within deadlines
• Advanced knowledge of MS Office applications

Why VKB?

Because at VKB, you’re not just managing credit – You’re building futures.

You’re part of a team that values people over prestige, growth over comfort, and collaboration over competition.

You’ll find a place where your work has meaning, your values are shared, and your career can grow as steadily as the fields we serve.

You’ll find more than a career — you’ll find purpose.

If this sounds like the story you’d like to write for your career — we’d love to grow with you.

OTHER INFORMATION

The company can expire jobs at any time at their own discretion.

VKB Group and/or its subsidiary companies will use any personal data collected through the job opportunities section of this website for recruitment purposes only and, should your application be successful, for purposes connected with your employment.

VKB Group is an equal opportunity employer. VKB Group’s approved Employment Equity Plan and Targets will be considered as part of the recruitment process aligned to VKB Group’s Employment Equity & Transformation Strategy. VKB Group actively supports the recruitment of People with Disabilities.

Things to take note of when applying through our Career Portal.

Use Google Chrome when accessing the portal

Clear copy of your CV in either PDF or Word

The CV should not have handwriting on the document

NB! Only Submit your CV on the Upload CV section of the application form and not a PDF that includes other documents such as ID, Driver’s License and other documents. The application form will make provision for the candidate to upload supporting documents.

When uploading profile picture, make sure the minimum size uploaded is 300 x 300px